Top tips for travelling overseas this festive season

Your journey to your dream holiday destination abroad begins with a little, or rather a whole lot, of planning. Here are a few items to tick off on your list to make sure are ready. So you’ve booked your flights, secured your accommodation and have your travel documentation ready – but did you notify your bank to let them know you’re travelling overseas?

“When planning a trip overseas, make sure your bank is aware of your travel plans so they can advise you on the best foreign exchange solutions,” says Anthony Grant, CEO of FNB Foreign Exchange. “They can also advise you on convenient ways to access funds in your accounts while travelling abroad and how to ensure that your cards are open for transacting in the country you will be visiting.

He adds that you should have more than one payment option available. “Ensure you have some foreign cash in your pocket for a coffee at the airport and small things like tips, taxis and train fares,” he says.

Grant recommends the following tips for a smooth trip abroad:

Apply for a multi-currency solution

A Multi-currency Cash™ Passport can be loaded with four major currencies: US dollar, British pound, Australian dollar and the Euro, all on one card. Apply online for the card, which can be reloaded online with Forex before or while travelling. Use it to for purchases and to make cash withdrawals while overseas. What’s more, you spend only what you’ve loaded on the card, which helps you stay on budget.

Travel insurance

Unfortunate eventualities could happen anywhere, at anytime. Ensure that you are covered for lost luggage, medical emergencies and loss of valuables. Also, if the trip is cancelled, there will be cancellation costs. Make sure you’re covered to avoid incurring costs in a foreign country.

Emergency numbers

Keep key emergency numbers, such as your family and friends’ details as well as your bank’s contact number, on hand should you need to contact them or an embassy in cases of emergency.

Bank cards

Inform your bank where you will be travelling to, and provide dates. This way, the bank won’t suspect fraud when they receive alerts that your card is being used in a foreign country.

Travel documents

Keep all travel documents in a secure place. If you lose your passport while you’re in a foreign country, it may prove difficult to prove your country of origin. Keep copies of your documents separate from the originals.

“There are quite a few steps to consider when planning an overseas trip. To ensure that you have everything covered, it’s best to start planning well in advance,” says Grant.

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